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CHARLOTTE, N.C. — August 22, 2025 — Glenview Auto Loan Fund, LLC (Glenview), a fast-growing subprime auto finance firm, today announced the nationwide expansion of its Credit Builder Program and will hire 20 new sales representatives.

 

Glenview’s senior leadership has followed a deliberate growth strategy since launching the Credit Builder Program in late 2023. In that time, the company has transitioned from a regional provider to a national lender, earning a reputation for integrity, compliance, and innovation. Glenview began implementation of a proprietary AI Underwriting platform earlier this year and it is now fully operational.

 

“This is a defining moment for Glenview,” said John Donaldson, President of Glenview Finance. “Our nationwide expansion brings more opportunities for customers, while offering meaningful careers for professionals who want to grow with a values-driven company. We’re looking to hire immediately to fuel our continued growth.”

 

The newly added sales representatives will be central to building and maintaining relationships with dealerships across the country. Team members will receive comprehensive training, competitive compensation, and advancement opportunities as the company continues to scale.

 

Donaldson emphasized that the expansion reflects Glenview’s long-term approach.

 

“We have been successful because we don’t chase trends—we set higher standards that raise the bar for the industry. With our AI underwriting platform and nationwide sales presence, we are delivering the speed, access, and compliance that both dealers and consumers expect.”

 

The Glenview AI platform provides:

  • More accurate risk assessment

  • Credit decisions in milliseconds

  • Rapid funding for dealers and consumers

  • Expanded credit access for underserved borrowers

  • Compliance-ready transparency

  • Continuous improvement through machine learning

 

The combined investment in AI technology and sales expansion underscores Glenview’s commitment to modernizing auto finance and creating sustainable growth for its partners nationwide.

 

About Glenview Finance Solutions, LLC

With nearly 15 years of experience, Glenview Finance partners with dealerships nationwide to deliver tailored financing solutions. Its leadership team brings more than a century of combined expertise in finance, lending, and risk management.

 

Media Contact:

John Donaldson

President, Glenview Auto Loan Fund, LLC

 

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The used car market remains a crucial revenue driver for dealerships, but competition and evolving consumer purchasing habits make it essential to have the right financing options in place. Dealerships that offer flexible, accessible financing solutions can attract more customers, close more deals, and increase their net profits. This is where a strong financing partner, like Glenview Finance, becomes a game-changer.


Why Financing Matters in the Used Car Market

For many consumers, financing is the deciding factor in purchasing a used vehicle. According to recent industry data, nearly 80% of used car buyers finance their purchases rather than paying in cash. With rising vehicle prices and fluctuating interest rates, having a seamless financing process can make all the difference in securing a sale.

Additionally, subprime borrowers—those with credit scores below 600—represent a significant segment of the used car market. These buyers often struggle to secure financing through traditional lenders, leaving dealerships without a viable solution to complete the sale. By partnering with lenders that specialize in subprime financing, dealerships can tap into this underserved market and expand their customer base.


How Glenview Finance Helps Dealers Sell More Cars

Glenview Finance’s Credit Builder Program is designed specifically to help dealers cater to a full spectrum of customers, including subprime borrowers. Here’s how it supports dealerships in increasing sales and profitability:


1. Increased Approval Rates

Glenview Finance offers financing solutions for customers with credit scores as low as 500, allowing dealers to approve more buyers who would otherwise be turned away by traditional lenders. With flexible terms and competitive rates, more customers can secure loans tailored to their financial situation.

2. Fast Funding and Seamless Processes Time is money in the automotive business. Glenview’s integration with RouteOne and DealerTrack ensures that dealerships can access financing solutions quickly. Dealers benefit from same-day funding in most cases, reducing delays and keeping inventory moving. 3. Competitive Dealer Incentives Glenview Finance provides aggressive dealer proceeds, rate matching, and flexible contract terms that make financing more attractive for both dealers and consumers. Whether it’s extending loan terms to 60 months for newer vehicles or offering financing up to $25,000, Glenview ensures that dealerships maximize their profitability on each sale. 4. Simplified Digital Contracting

With Glenview’s eContracting solutions, dealers can complete financing transactions faster and more efficiently. Digital workflows reduce paperwork errors, streamline compliance, and improve the customer experience, leading to higher satisfaction and repeat business.


Winning More Sales with Smarter Financing

As traditional lenders tighten their credit standards, dealerships need financing partners that provide reliable, customer-focused solutions. Glenview Finance’s Credit Builder Program enables dealerships to capture more sales opportunities by offering competitive, fast, and seamless financing options. By leveraging smart financing strategies, dealerships can turn more shoppers into buyers, increase overall sales volume, and boost their bottom line.

For dealerships looking to gain an edge in the used car market, partnering with Glenview Finance is a proven way to unlock growth. To learn more, visit Glenview Finance’s website or contact them at (877) 413-5929.

 

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There's much undergoing significant, rapid change in the U.S. in 2025. I'm reminded of the terminology used when a rocket explodes shortly after liftoff — RUD or Rapid Unscheduled Disassembly. While our economy is undergoing significant transformations, the automotive subprime marketplace is influenced by economic shifts as it's always been. If you add to that technological advancements and evolving consumer behaviors, this year will see dramatic changes in the automotive retail industry. Understanding these changes is crucial for finance companies, dealers, and consumers.

 

Rising Delinquency Rates

One of the most pressing concerns in 2025 is the increase in subprime auto loan delinquencies. As of January 2025, 6.6% of subprime auto borrowers were at least 60 days overdue on their loans, marking the highest delinquency rate in decades, according to CNBC. Several factors related to this surge include the rising costs associated with car ownership, stubbornly high interest rates, and broader economic pressures—inflation—affecting consumers' ability to meet their financial obligations.

 

Economic Pressures and Consumer Strain

The cost of owning a vehicle has escalated, turning cars from financial assets into burdens for many. Auto repairs and parts have skyrocketed. The problems for consumers are obvious, but for dealers, these costs immediately affect the bottom line and their ability to attract and maintain quality key personnel.

For consumers, factors such as increased vehicle prices and higher financing costs have led to monthly car payments constituting a significant portion of their incomes, often exceeding recommended thresholds, according to MarketWatch. This financial strain contributes to higher delinquency rates, particularly among subprime borrowers.

 

Technological Advancements — FinTech

Despite these challenges, technological innovations are reshaping subprime auto lending. Lenders increasingly adopt artificial intelligence (AI) and machine learning (ML) to enhance credit risk analysis and streamline application processes. Collectors have begun to use these technologies as well. The good news is that these innovations enable more accurate assessments of borrowers' creditworthiness, potentially leading to fairer lending decisions and improved access to credit for subprime borrowers.

 

Industry Adaptations and Future Outlook

In response to rising delinquencies and economic pressures, the auto finance industry is adapting by implementing rigorous lending criteria and exploring alternative financing models. Additionally, there's a growing emphasis on financial education to help borrowers make informed decisions and manage their debts effectively.

 

 

Dealers Stay Ahead with Glenview

With fewer lenders willing to serve subprime customers, dealers need reliable financing partners who understand the challenges of today's market. Glenview Finance is actively expanding its Credit Builder program, offering flexible financing solutions designed to help dealers approve more customers and close more deals.

 

Why partner with Glenview?

·     Fast, competitive funding – Glenview's underwriting team provides quick decisions, think hours, not days.

·     Dealer-friendly terms – Transparent contracts and flexible terms for vehicles of various ages and mileage.

·     Dedicated support – Dealers work directly with Glenview's underwriting team, ensuring quick, smooth transactions.

·     Subprime expertise – With years of experience in the industry, Glenview understands how to structure deals that work for dealers and customers.

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As subprime auto lending evolves in 2025, dealers who adapt will have a competitive advantage. Glenview Finance is here to help you navigate these changes and keep your business growing. Call (877) 413-5929, select Option #1 today.

 
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